Insurance Litigation

Common law and statutory bad faith cases arising from denying or delaying payment of policy benefits can potentially expose insurers to significant damages. Our lawyers have substantial experience evaluating such exposure and, if necessary, trying such cases to verdict. These types of cases include, but are not limited to, personal and commercial property claim disputes, workers’ compensation benefits, and claims for life, health, and disability benefits.

One of our primary strengths is the ability to advise primary and excess insurers faced with Stowers claims in the settlement context. The Stowers doctrine creates excess liability for insurers based upon rejection of the settlement demand within policy limits. For decades, it has been a major extra-contractual concern for insurers in Texas, where Stowers cases are difficult to win, but Thompson Coe has proven capabilities to handle Stowers litigation.

Our attorneys have defended against bad faith and extra-contractual claims arising under commercial and personal lines, primary and excess policies, general liability, professional liability, homeowners, title, disability, accident and health, marine, multi-peril business, and customized policies. We also represent insurers in civil lawsuits from other insurers, corporate policyholders, and class action claimants. Although we excel at trial representation, we practice early motion practice to dismiss bad faith and extra-contractual claims at the onset of litigation.