Emerging Issues: Civil Disorder and Insurance
This webinar will provide participants with overview of the primary insurance issues related to coverage for damage due to riots, civil commotion and vandalism. We will discuss policy language, insuring agreements, exclusions, conditions as well as manuscript forms specific to commercial, residential and auto policies. The discussion will include update on case authority evaluating policy terms. The discussion will also include the elements of business interruption coverage specifically and practical and ethical considerations in requesting information from policyholders presenting a claim amid situations of stress, immediate financial crisis and urgency.