Insurance

Thompson Coe understands insurance. Since its inception, the firm has dedicated itself to being a national authority on insurance law and sophisticated insurance coverage issues. Our insurance practice is national in scope, with many of our attorneys serving insurers as national or regional counsel for regulatory, coverage and litigation matters. Our insurance business and regulatory attorneys have decades of experience handling mergers, acquisitions and formations of insurance entities and agencies, representing clients before insurance regulators, representing insurance organizations with their legislative initiatives, and handling insurance-related transactions. Clients hire our insurance coverage lawyers on a nationwide basis to handle complex coverage issues and disputes as well as bad faith and other extra-contractual litigation. And our insurance defense trial attorneys represent carriers and their insureds in many diverse areas, including professional liability, employment, products liability, construction, transportation, personal injury, class action and appellate matters.

The firm is extremely proud of its selection by Chambers USA as a leading Texas insurance firm for the past seven years. Chambers has described Thompson Coe as “a Texas insurance powerhouse with a national presence” and wrote:

"This insurance-centered firm has a team of around 50 attorneys who cover all the major issues for insurance carriers. Bad faith and coverage litigation is its bread-and-butter work and observers note that it is staffed at partner and associate level with experienced litigators. On the regulatory front, it also provides some of the best available access to the Texas Department of Insurance. Texas Association of Life & Health Insurers was the key beneficiary this year, with the group successfully lobbying for the passing of 11 bills for its client. Meanwhile, other clients attest to the firm’s ability in representing them before the department on rate hearings, rulemaking or in seeking regulatory approvals for mergers or acquisitions. Sources also note the group’s increased prominence in class action defense. In all of its work, clients appreciate “the superior level of customer service….”

Insurance clients seeking unsurpassed expertise in insurance law and insurance-related litigation and a superior level of customer service turn to Thompson Coe.

Group Highlights: Insurance Industry Attorneys
  • Chair of the State Bar of Texas Insurance Section
  • Certified in both Civil Trial Law and Civil Appellate Law by the Texas Board of Legal Specialization
  • Recognized by the profession for inclusion in Chambers USA and The Best Lawyers in America
  • Extensive national visibility through speaking and writing on the latest insurance coverage and litigation issues for the benefit of clients and peers.

Insurance Regulation and Transactions

Thompson Coe attorneys have the experience and knowledge to handle all insurance business and regulatory matters. Whether giving advice pertaining to insurance laws; representing a client before an insurance regulator; handling mergers, acquisitions or formations of insurance companies and agencies; or drafting or reviewing documents for insurance-related transactions, Thompson Coe attorneys bring decades of experience to its insurance clients.

Catastrophes

When natural and man-made catastrophes strike, clients turn to Thompson Coe. From Hurricanes Rita, Katrina and Ike, the Texas A&M bonfire accident and the failure of the Dallas Cowboys practice facility, to major trucking and transportation accidents, Thompson Coe is called upon to provide an immediate response to protect its clients’ interests. Thompson Coe has demonstrated it has the resources to handle large-scale catastrophes on a national level, having represented numerous carriers on thousands of claims arising from recent hurricanes and storms.

Reinsurance

Thompson Coe attorneys are involved in the formation and capitalization of reinsurance companies and captives and understand the complex relationships between reinsurers and ceding companies. We provide a wide range of services from drafting agreements to arbitrating disputes. We have also been involved in handling the difficult issues that arise out of insolvencies and commutations.

Legislative and Administrative Advocacy

The firm's attorneys help clients achieve legislative initiatives and resolve regulatory issues. Their involvement and experience in legislative and governmental processes enables them to effectively represent clients and advocate client positions before the legislature and other governmental agencies.

The combined strength of Thompson Coe’s Insurance Regulatory and Transactions and Insurance Litigation and Coverage groups provide it with unparalleled depth in representing insurers in enforcement proceedings, regulation disputes, market conduct exams, and related litigation.

Insurance Litigation and Coverage

Thompson Coe’s Insurance Litigation and Coverage group is one of the largest in the southern United States, with more than 50 attorneys whose primary practice is devoted to advising and defending insurers. Our coverage litigators defend insurers in lawsuits arising out of first- and third-party claims involving virtually every area of insurance, including coverage disputes, “bad faith claims,” and other extra-contractual liabilities litigation. We advise clients and handle lawsuits involving a multitude of insurance coverages, including:

  • Environmental
  • General Liability
  • Commercial Property
  • Personal Lines
  • Automobile and Trucking
  • Builders Risk
  • Director and Officer
  • Professional Liability E&O
  • Fiduciary
  • Media
  • Ocean Marine Surplus Lines
  • Employment Practices/EPLI
  • Fraud and Arson
  • Excess and Umbrella
  • Life, Health and Disability
  • Jeweler’s Block
  • Technology, Internet and E-Commerce.

Insurance Defense

We are national coordinating counsel for a number of insurance carriers, and regularly handle matters that can range from employment defense claims to toxic tort claims in state and federal courts throughout the country. Our insurance defense practice includes representing insureds in cases involving, among others:

  • Professional Liability
  • Employment Practices Litigation/EPLI
  • General Liability
  • Products Liability
  • Personal Injury
  • Construction
  • Transportation.

We are respected by insurance carriers for our nationwide trial and appellate capabilities, and our work often involves precedent-setting cases. We excel at early case evaluation, which assists our clients in making trial or settlement decisions. As seasoned and aggressive litigators, clients are confident in our abilities when we are trying cases to conclusion before judges and juries.

Workers Compensation

Thompson Coe has substantial experience handling issues and disputes involving workers’ compensation issues, including litigating workers’ compensation bad faith claims and representing workers’ compensation insurers in regulatory matters. 

Life, Health, Disability and ERISA

Thompson Coe has extensive experience handling life, health, disability and ERISA matters. We have handled matters involving claim disputes, denials, and bad faith allegations, coverage issues, policy rescissions, prompt pay claims, agent issues, premium and commission disputes, and regulatory and compliance matters.

Class Action Defense

According to Chambers, “partner Roger Higgins is singled out as ‘the best class action lawyer for insurance disputes in Texas.’” Roger and other Thompson Coe attorneys have defended numerous high-profile insurance class action cases in Texas and throughout the nation. We have represented insurance clients in the trial and appellate courts in areas, including:

  • Policy interpretation
  • Diminished value
  • Workers’ compensation rating and premiums
  • Personal lines rating and premiums
  • Discrimination in underwriting and pricing
  • Financial stability rating and credit scoring
  • Bill review systems
  • Manual Rule compliance.

In individual, class action or mass tort lawsuits, we offer effective defense against allegations of injury or damage involving product liability, environmental contamination and toxic torts (including asbestos liability).

Insurance Agents and Brokers

Insurance agents and brokers from small independents to national carriers may face client claims resulting from the sales of life and health insurance, property and casualty insurance, or annuities and other insurance products. Thompson Coe has some of the top insurance malpractice lawyers in Texas, who are unsurpassed in their ability to defend individual insurance agents, brokers, or brokerage agencies in litigation as well as in actions by the Texas Department of Insurance.

Additionally, our experienced insurance regulatory and transactions lawyer represent insurance agencies, brokerages, and agents with respect to their business, administrative, and regulatory needs, including the formation, licensing, acquisition and dissolution of insurance entities and assisting them with compliance issues.

Summary:  Comprehensive Insurance Services

Thompson Coe clients depend on our broad insurance background and knowledge to provide reliable and efficient legal advice and assistance for all insurance business, regulatory, coverage and litigation matters. We offer a myriad of comprehensive insurance services and solutions to address the challenges faced by insurance companies, brokers, agents, reinsurers, and risk retention and insurance purchasing groups. Thompson Coe extends to you our sophisticated strategies and team of skilled insurance attorneys.