Rick Harmon devotes much of his practice to the representation of insurance carriers in all aspects of contractual and extra-contractual litigation. He represents insurers in matters involving both commercial and personal lines policies, third-party disputes involving coverage, bad faith, and Stowers issues.

Rick represents insurers at both the state and national levels, and has advised insurers on international claims involving master and local policies. He also has experience representing insurers in class action suits and corporate and commercial matters. A significant part of his practice is devoted to advising excess insurers in cases involving multi-million dollar exposures.

• Recently negotiated favorable multi-million dollar settlements in several high-profile products liability and premises cases in South Texas on behalf of excess insurers.
• Negotiated settlement for excess insurer in bus fire case involving multiple deaths.
• Obtained summary judgment on behalf of insurer on contractual indemnity claim involving seven-figure damages.
• Obtained summary judgment on behalf of insurer in class action involving thousands of potential claims relating to overhead/profit issues.
• Served as lead counsel on numerous commercial and personal lines cases involving Hurricanes Rita, Dolly and Ike.
• Represented insurer in complex commercial property dispute involving nine apartment complexes damaged by Hurricane Katrina.
• Obtained favorable opinion from Texas Supreme Court in large commercial dispute in which client sought to compel arbitration under an agency contract.
• Counseled insurance client regarding a multitude of coverage issues and assisted insurer in resolving several national pharmaceutical and medical device cases involving global insurance programs.

• Property Loss Research Bureau
• Defense Research Institute
• Tort and Insurance Section of Texas State Bar

• “Are Eight Corners Enough? The Use of Extrinsic Evidence in Determining An Insurer’s Duty to Defend” for PLRB Regional Claims Conferences 2009 (Providence RI, Chicago IL, Austin TX)
• Presented Doing It Right The First Time on 11/6/08 for Thompson Coe’s 8th Annual Coverage Seminar
• Presented Doing It Right The First Time: Reserving Rights and Declining Coverage on 6/3/08, 9/9/08 and 10/28/08 for the PLRB Regional Adjusters Conference
• Presented Recent Texas Supreme Court Decisions on 4/22/08 for Republic Claims Seminar
• Presented Texas Update 2008-Coverage and Tort Law on 3/18/08 for RSUI Annual Claims Seminar
• Presented Texas Update 2007-Coverage and Tort Law on 3/21/07 for RSUI Annual Claims Seminar, and on 6/6/07 for XLIA Claims Seminar, and on 7/26/07 for Mt. Hawley Insurance Company Claims Seminar
• Presented Are Eight Corners Enough? The Use of Extrinsic Evidence in Determining An Insurer’s Duty to Defend on 10/12/06 for Thompson Coe’s 6th Annual Coverage Seminar
• Presented Foundation Claims in Texas on 6/1/06 for Vesta Insurance Companies
• Presented Texas Update 2006-Coverage and Tort Law on 3/22/06 to for RSUI Annual Claims Seminar, and on 9/7/06 for XLIA Claims Seminar
• Presented Recent Developments in Texas Law and Responding to Stowers Demand on 3/22/05 for RSUI Annual Claims Seminar
• Presented Avoiding Bad Faith and Responding to Stowers Demand on 4/15/04 for DFW Claims Manager Counsel, and on 5/13/04 for Republic Group

• Law & Politics magazine's Texas Super Lawyers® - Super Lawyer – 2006, 2007 and 2009
• “AV” Peer Review Rated by Martindale Hubble