Eric K. Bowers’ practice focuses on insurance coverage, priority and allocation disputes and bad faith litigation in the areas of commercial general liability, commercial auto liability, and excess and umbrella liability coverage. Eric regularly counsels primary and excess insurers on these issues and represents their interests in state and federal court. He has gained substantial experience evaluating trigger, additional-insured and “insured contract” issues, as well as the applicability of various exclusions in form and manuscript liability policies.

• Defended commercial general liability insurer against third-party suit brought by named insured’s consultant asserting bad faith, Texas Insurance Code and Deceptive Trade Practices Act violations (state court).
• Prosecuted actions on behalf of commercial general liability insurers to recover defense costs and settlement payments from co-liability insurers arising out of underlying construction defect lawsuits (state and federal court).
• Defended commercial general liability insurer in declaratory judgment action brought by another insurer to determine the insurer’s duty to defend the insured in an underlying construction defect lawsuit (federal court).
• Represented primary and umbrella carrier in construction defect lawsuit involving allocation and trigger of multiple policy layers and years of coverage (state court).
• Represented liability insurer in declaratory judgment action filed by insured to determine whether staffing company worker was an “employee” of client company within the meaning of that term in commercial general liability policy (federal court).
• Represented insured in declaratory judgment action brought by commercial general liability insurer involving novel issues concerning pollution exclusion and coverage (federal court). Drafted numerous coverage opinions for primary and excess liability insurers.

• Dallas Bar Association Tort & Insurance Practice Section, Director, 2009
• Dallas Bar Association LegalLine, Co-Vice Chair, 2009
• Dallas Bar Association Tort & Insurance Practice Section, Community Service Committee, member, 2008-2009

• November 6, 2008, Insurability of Punitive Damages, 8th Annual TCCI Insurance Law Seminar